Our Mission
Provide everyone access to credit by 2025.
We power Buy-Now-Pay-Later for creditworthy borrowers through wallet providers.
Our Values
We value financial inclusion, accessibility, and usability.
For Developer
Buy Assets over Time- Buy income generating assets and pay them off over time.
Use Buy-Now-Pay-Later in IRL- Most of what we buy is still in the real world and we will support that.
For Merchant
Increase Transaction Volume- Allowing your users to buy now and pay later shows a 85% uptick in transactions.
Receive Dividends- Instead of traditional services like Affirm, where they charge a large merchant fee, we will give you our SPH token to share in the profits.
More Use for Your Token- Drive more usage for your token while also making your platform more accessible.
Extend your Presence- Be listed on our wallet for great cross marketing opportunities to expand your audience.